GUIDEKW: eToro reviewMAJ: 18/04/2026

eToro review 2026: fees, safety & regulation (FCA/CySEC/ASIC)

Updated Apr 2026: eToro review — fees (FX, withdrawals, inactivity, crypto 1%), regulation (CySEC 109/10, FCA 583263, ASIC 491139) and key risks.

Réponse rapide
  • eToro combines real stocks, CopyTrader™, and Smart Portfolios, but availability changes by country and account entity.
  • The main cost items to review are FX conversion, withdrawals, inactivity, and the separate crypto commission shown on the trade ticket.
  • The platform operates through entities regulated by CySEC, the FCA, and ASIC.
eToro

Multi-asset platform with real stocks at 0% commission (non-CFD), CopyTrader™ to mirror investors' portfolios, and Smart Portfolios for thematic exposure – availability varies by country.

Investing involves risk, including the possible loss of capital. No investment advice.

eToro dashboard preview

Regulation & trust

  • CySEC

    eToro (Europe) Ltd – Investment firm authorised and regulated by CySEC (license no. 109/10). Registered office: Limassol, Cyprus. Official source

  • FCA

    eToro (UK) Ltd – Authorised and regulated by the FCA (FRN 583263). Office: One Canada Square, London. Official source

  • ASIC

    eToro AUS Capital Limited – AFSL 491139, supervised by ASIC. Official source

Entities & services depend on your country of residence and local regulation.

Main features

Real stocks with 0% commission

Invest in real stocks at 0% eToro commission (non-CFD). Other costs may apply (FX conversion, spreads, etc.).

See fee policy

CopyTrader™

Automatically mirror the moves of experienced investors. Past performance does not guarantee future results.

How CopyTrader™ works

Smart Portfolios

Thematic portfolios built to a defined methodology. No eToro management fees, but underlying costs may apply.

Explore eToro Smart Portfolios

Crypto (by jurisdiction)

Access to certain cryptoassets in permitted regions. From July 2025, crypto pricing uses a transparent 1% commission at open & close, separate from spread.

Crypto pricing update

App & wallet

Invest and monitor via the eToro app. Crypto transfers to eToro Money available for certain assets/regions.

Help center

  • AAPLAAPL
  • TSLATSLA
  • BTCBTC
  • ETHETH

Examples only. This is not investment advice.

Essential fees (summary)

TypeIndicationNotes
Real stocks0% eToro commissionNon-CFD; other costs may apply (FX conversion, spread, etc.).
Crypto1% at open + 1% at closeShown separately from the market spread since July 2025 for transparency.
FX conversionVaries by currency/methodConversion fees may apply when your transaction currency differs from USD.
WithdrawalsVaries by region/currencySee help page for latest withdrawal fee policy.
InactivityMay apply after 12 months without loginDoes not apply to virtual accounts; check local terms.

Sources: Full summary (EN), eToro Fees, Conversion fees (Help), Withdrawal fees (Help).

How it works (3 steps)

  1. Create your account and verify your identity as required in your jurisdiction.
  2. Deposit funds (methods and currencies depend on country) and explore the markets.
  3. Invest responsibly: start small, diversify, understand risks.
Open an eToro account
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FAQ

Is eToro regulated?

eToro operates via several regulated entities (EU: CySEC, UK: FCA, AU: ASIC). The entity serving you depends on your country of residence.

Are stocks really at 0% commission?

Yes for real stocks (non-CFD). Other costs can exist (FX conversion, market spreads, etc.).

Can I copy other investors?

Yes via CopyTrader™. Copying is not a guarantee of results; you can lose money.

What are the main risks?

Asset prices can go down as well as up. CFDs carry high risk: 61% of retail accounts lose money with this provider.


FAQ

Is eToro regulated?

Yes. Key entities include CySEC (license 109/10), the FCA (FRN 583263) and ASIC (AFSL 491139). Your serving entity depends on your country.

Are stocks really at 0% commission?

For real (non-CFD) stocks, eToro states 0% commission, but other costs may apply (FX conversion, spreads, etc.).

Can I copy other investors?

Yes via CopyTrader™. Copying does not guarantee results; you can lose money.

What are the main risks?

Asset prices can go down as well as up. CFDs carry high risk: 61% of retail accounts lose money with this provider.

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